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Bright ideas and mortgage broker advice for property investors on how to protect and expend your property portfolio in today's environment. This includes how to minimise the impact of interest rate increases and tax changes, as well as strategies to preserved grandfathered negative gearing benefits and using offset accounts. By negotiating your rate, preserving your grandfathered debt via offset accounts, and leveraging the assets you already hold, you can navigate the curr

Proposed changes to property investors in the federal budget: From 1 July 2027, the ability to negatively gear a residential investment property will be restricted exclusively to new builds. You will no longer be able to offset rental losses from an established property The traditional 50% CGT discount is being abolished for capital gains arising on or after 1 July 2027. Starting 1 July 2028, the government is placing a minimum 30% tax rate on distributions from Discretiona

Orca Home Loans is a boutique mortgage broker located in the heart of the Sydney CBD, and specialising in home loans for Sydney CBD and Sydney's Eastern Suburbs. Orca Home Loans provide mortgage and home loan advice for first home buyers, refinancers, investment property owners, SMSFs and businesses.