How It Works - Simple, Clear, and on Your Side.
No confusing forms. No bank jargon. Just a straightforward path from where you are now to the keys in your hand.
2
Explore Your Options
We compare options across 30+ lenders to help you find a home loan that fits your goals and your budget.
3
Get Pre-Approved
We'll guide you through the pre-approval process so you understand your borrowing capacity.
4
Buy Your First Home
When you're ready to proceed, we'll support you through to settlement. Eligible clients using our Orca + Kydon Segal partnership may receive up to $2,500 back on conveyancing costs. Conditions apply.
We'll Help You Get Into Your First Home - And Save You Up to $2,500 Along the Way.
Limited spots available - First Home Buyers only
Buying your first home in Sydney is hard enough. The legal fees, the deposit pressure, the confusing bank jargon - it all adds up. That's why Orca Home Loans partnered with Kydon Segal Lawyers to give first home buyers back up to $2,500 in conveyancing costs. So your money stays where it belongs: in your deposit.
26 Years
of Banking Experience
No Obligation
Up to $2,500
Rebate Available*
Prefer to call? Reach Lenny directly: 0438 115 643
Proudly helping first home buyers in Sydney and surrounding suburbs
Randwick, Coogee, Maroubra, Bondi, Surry Hills, Darlinghurst, Potts Point, Kensington, Sydney CBD
3
$2,500
Save Up To
On Eligible Conveyancing Costs
1
Received up to
$2500 back*
FIRST HOME BUYER PARTNERSHIP
HOW IT WORKS
2
Use Kydon Segal
Lawyers
Finance through Orca Home Loans
Terms & Conditions Apply - Read Here
THE ORCA + KYDON SEGAL LAWYERS PARTNERSHIP
Get up to $2,500 back
in conveyancing costs.
Orca Home Loans has partnered with Kydon Segal Lawyers - a trusted name in Sydney property law - to create something we think every first home buyer deserves: a way to keep more of your hard-earned cash.
Here's how it works:
Finance your home through Orca Home Loans
Use Kydon Segal Lawyers for your conveyancing
Get up to $2,500 in conveyancing costs reimbursed (subject to eligibility criteria)
That’s money back in your pocket. Not the bank’s. Yours.
5% Deposit Minimum
You may be able to buy with just a 5% deposit - no LMI required.*
Most first home buyers don't realise how much support is actually
available to them right now.
Did You Know?
Government Schemes
Eligible buyers could access helpful schemes like First Home Guarantee or First Home Buyers Assistance Scheme
Competitive Rates
We compare 30+ lenders to help you explore competitive rates & features across your options.*
Clear Guidance Every Step
We handle the complex stuff, so you can focus on finding your dream home.
*Eligibility criteria, terms and conditions, and lending policies apply.
We'll discuss the schemes that may be relevant to your situation - and help you explore a general roadmap toward home ownership.
SOUND FAMILIAR?
Buying your first home is exciting. But it's also overwhelming.
You've been saving. You've been watching the market. And every time you feel like you're close, the finish line seems to move.
The deposit takes years. And then - just when you think you're ready - you find out there are thousands more in conveyancing costs and upfront expenses you weren’t expecting.
We're here to help with that.
What's Included When You Work With Us.
Strategy Chat -
At No Direct Cost to You
Up to $2,500 Conveyancing Rebate
Property Report -
At No Cost to You
No pressure, no commitment. Just a real conversation with someone who's been in banking for over 26 years - to discuss your options and help you understand the general landscape.
Finance with Orca and use Kydon Segal Lawyers - and we'll reimburse part or all of your conveyancing costs. Your money goes toward your home. Subject to lender criteria and eligibility - conditions apply.
Thinking about a suburb or a specific property? We'll provide a professional property report so you go in informed - not guessing.
Ready to Take the First Step Towards Your First Home?
Fill in your details and we'll reach out to arrange a time to chat. No pressure - just a simple, honest conversation to get you started.
Prefer to call? Reach Lenny directly: 0438 115 643
Find competitive rates and flexible loan options across our trusted lender network.
Trusted by First Home Buyers Across Sydney
Questions? We've Got Answers.
Your First Home Is Closer Than You Think.
Terms & Conditions Apply - Read Here
Prefer to call? Reach Lenny directly: 0438 115 643
Not Quite Ready to Talk? Grab Our Free FHB Toolkit
Get our complete 2026 Sydney First Home Buyer Roadmap - a step-by-step guide covering everything from saving your deposit to settlement day and beyond, including:
Government schemes and grants you may be eligible for
How to bridge the deposit gap (Bank of Mum & Dad, guarantor options, and more)
The hidden "killers" of your borrowing power (and how to fix them)
A first home buyer jargon-buster and application checklist
FAQs on parental leave, fixer-uppers, and using your grant the right way
Enter your email below and we'll send your free copy straight away.
TO THOSE WHO ARE NOT YET READY
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